ARTISAN MORTGAGES
SERVICES
ar·ti·san
/ˈärdÉ™zn,ˈärdəˌzan/
noun
-
a worker in a skilled trade, especially one that involves making things by hand.
"street markets where local artisans display handwoven textiles, painted ceramics, and leather goods"
At Artisan Mortgages, we understand that every home buyer has different needs, which is why we offer range of mortgage lending services. Our team of experts can guide you through the process of buying your first home, obtaining a mortgage as a newcomer to Canada, or investing in a property.
Trust us to find the right mortgage solution for you.
PURCHASE
Find out how much you can afford for your home purchase
A mortgage pre-approval is an important step in the home buying process and we can help you out. I can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford.
SELF EMPLOYED
If you're self-employed and looking to buy a property, a self employed mortgage might be the right solution for you. This type of mortgage is designed specifically for entrepreneurs and business owners who have trouble meeting traditional lenders' requirements. With a business for self mortgage, you can get the financing you need to purchase your dream home still maintaining control of your business finances.
NEW TO CANADA
New to Canada Mortgages can help newcomers to Canada purchase a home. These mortgages are designed for people who have immigrated to Canada within the last five years or are non-permanent residents. With a New to Canada Mortgage, you can purchase a home with as little as 5% down payment. Contact us today to learn more about our mortgage options.
INVESTMENT PROPERTIES
Investment properties, particularly smaller residential properties, are accessible to many average Canadians. Real estate has been one of the most attractive investment categories in Canada for the past decade.
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I can help you take advantage of real estate opportunities and unique mortgage options if you’re looking to seriously build your portfolio.
DEBT CONSOLIDATION
Are you held back by high-interest rate debt? Get debt-free sooner and immediately increase monthly cash-flow by consolidating all your debts into one lower interest rate!
Why pay high interest rates on your bank’s credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing “good debt” from “bad debt”. A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
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MORTGAGE RENEWALS
If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions! In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line.
This is an important moment of opportunity. This is where an independent mortgage professional like me can help offer advice and options to help you get ahead!